Gov Gurar Ldg Business Dev Officer

Ameris Bank
January 11, 2022
Jacksonville, FL
Job Type


Ameris Bank is a high-performing community bank providing an exceptional customer experience with well trained, empowered employees. At Ameris, we look outside conventional wisdom and processes to find new answers. This means cutting red tape, empowering our people to make decisions at the local level and creating clear paths and easy touchpoints. We represent energy and passion, a steady strength that is bold and assertive, creativity in thinking and problem solving, a scrappy determination and nimble approach to getting things done, a good natured, genuine and approachable way of serving each other and our customers. We look forward to the future, and what this means for you, if you join our team.

The Business Development Officer executes sales production efforts in order to originate commercial loans that are compliant with SBA and USDA eligibility standards.

Essential Functions, Duties and Responsibilities:

  • Originate compliant loans, and perform the various related activities, including cold calling prospective borrowers, establishing relationships with referral sources, and participating in events that promote the bank’s lending services
  • Responsible for achievement of goals as set by the bank’s leadership
  • Demonstrate effective sales strategies and techniques to attract, expand and retain customer relationships
  • Educate prospective borrowers/referral sources in regards to the bank’s loan programs
  • Evaluate the credit-worthiness of potential borrowers
  • Assist clients in compiling accurate and thorough loan applications
  • Manage client expectations and provide guidance regarding the flow of the commercial loan process.
  • Serve as the client’s primary point of contact from application to closing
  • Assist Underwriting, as needed, in the due diligence process
  • Maintain knowledge of banking products, programs, services and promotions
  • Ensure compliance with internal controls, operational procedures, and risk management policies
  • Develop partnerships and collaborate with other lines of business to achieve mutual goals and better serve customers.

Required Knowledge, Skills and Competencies:

  • Ability to identify prospects
  • Ability to be consultative in the sales process
  • Ability to be flexible and react swiftly to changes and adjusting priorities
  • Driven to meet and exceed established targets
  • Ability to effectively communicate verbally and in writing, using language and grammar in a professional manner
  • Solid understanding of financial statements, tax returns, and credit reports
  • Ability to establish and organize a professional schedule in order to achieve strategic goals within established time frames
  • Ability to manage multiple loan applications simultaneously
  • Ability to effectively interact at all levels, building relationships and addressing identified needs
  • Proficiency in Microsoft Word and Excel
  • Working and/or conceptual knowledge of government guaranteed lending products (SBA and USDA)
  • Thorough knowledge of banking policies, procedures, products and services

Industry and Work Experience:

  • 3+ years of commercial loan origination experience
  • Successful business development, sales, or related experience


  • High school diploma or GED required.
  • Bachelor’s degree preferred


The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees. 

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

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