Associate, Credit Associate SBS

CIT GROUP INC.
Published
March 26, 2021
Location
Jacksonville, FL
Category
Job Type

Description

CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about.

Overview

* The Credit Associate will be responsible for reviewing and analyzing client financial data to determine creditworthiness
* Responsibilities will include the review of both commercial and personal owner data in order to make sound credit decisions
* In addition the Credit Associate will need to be able to review company bank statements and be able to analyze Tax Returns at a high level to identify known risks
* The Credit Associate will be responsible for managing daily queue activity to ensure that service level agreements are met
* Daily responsibilities will also include assisting the funding/operations team on back end risk items as well as acting as a general resource for Sales, Funding, and Credit departments

Requirements:

* Bachelor's degree in Business, Finance, Economics or other related field is strongly preferred
* Minimum of 2 years of work experience as a credit underwriter in the equipment leasing industry or in a credit related role in the finance/banking industry
* Experience evaluating consumer and commercial credit bureau reports

* Demonstrated success in college, if applicable
* Demonstrates initiative/confidence and is decisive
* Ability to make effective, timely and sound recommendations and decisions on credit requests
* Ability to analyze data and complete a trend analysis
* Ability to work effectively in a self-directed, team-based environment
* The ability to develop a good working relationship with sales/marketing personnel and customers
* Exceptional analytical and financial analysis skills and the capacity to quickly learn and apply credit assessment policies and procedures
* Demonstrates excellent verbal/written skills, interpersonal skills, analytical and problem solving skills
* Strong computer skills
* Knowledge of credit scoring preferred

CIT is committed to Equal Employment Opportunity. It is CIT's policy to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age, sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver, military status and service, protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here:

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